Meituan Rolls out New Credit Payment Feature
美团上线月付功能,从此外卖进入”赊账”模式
Chinese services platform Meituan Dianping has unveiled a credit payment feature named Meituan Yuefu, following its technology peers which have launched similar services.
美团点评在其技术同行推出了类似服务之后,推出了名为“美团月付”的信用支付功能。
Meituan is deepening its fintech offerings, an important component for platform’s core service businesses which require payment transactions. With this push, the Chinese food delivery giant is competing head-on with Alipay, JD.com, and Tencent, which also have their own virtual credit payment tools.
美团正在深化其金融科技产品,这是平台需要支付交易的核心服务业务的重要组成部分。 通过这一举措,美团正在与支付宝,京东和腾讯进行正面竞争,而后三者也拥有自己的虚拟信用支付工具。
The new financial service offers users credit to delay payments by a month, and interest-free loans for up to 38 days.
这项新的金融服务为用户提供了将付款延迟一个月的信贷,以及长达38天的无息贷款。
The credit payment option now supports all the major apps within the company’s ecosystem including Dianping, ride hailing service Meituan Dache, and grocery delivery service Meituan Maicai.
信用支付选项现在支持公司生态系统内的所有主要应用,包括大众点评、打车服务美团打车和日杂递送服务美团买菜。
Meituan users qualify for credit lines from RMB 300 (around $43) to RMB 1,500 according to credit and spending histories on the app.
根据应用程序上的信用和消费历史记录,美团用户的信用额度为300元人民币(约合43美元)到1,500元人民币不等。
A select group of merchants and users have been testing the credit payment feature for almost a year.
一部分选择出的商户和使用者,已经测试信用卡支付几乎一年了。